Your Trusted Mobile and Manufactured Home Loan Specialists in California


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In Park Mobile Home (Chattel)

  • Competitive Mortgage Rates with 95% Financing Available
  • Flexible Loan Options: Fixed and Adjustable Rate Programs
  • Tailored Solutions: Primary, Secondary & Buy For Options
  • Approval for Any Age Mobile/Manufactured Home
  • Variety of Home Types Accepted: Single, Double, and Triple Section
  • Specialized Financing for Senior or Family Mobile Home Parks
  • Diverse Program Offerings: Rate/Term and Cash Out Programs Available
  • Customizable Loan Terms: Choose from 5, 10, 15, 20, 23, and 25 years
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Manufactured Home On Land

  • All Ages of Homes Eligible, No Permanent Foundation Needed
  • No Requirement for Private Mortgage Insurance
  • Approval for Homes that Have Been Moved
  • Acceptance of Single-Wide Homes
  • Comprehensive Financing Options: Primary, Secondary & Buy For
  • Flexible Loan Terms: Choose from 10, 15, 20, 23, 25, and 30 Years
  • Diverse Program Offerings: Rate/Term and Cash Out Programs Available
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Condo/Planned Unit Development (PUD) Mobile Home

  • Enjoy up to 95% Financing Options
  • Approval for Any Age of Home, No Foundation Required
  • Flexible Mortgage Choices: Fixed Rate & Step Rate Options
  • Tailored Solutions: Primary, Secondary & Buy For
  • Acceptance of Various Home Types: Single, Double, and Triple Section
  • Diverse Program Offerings: Rate/Term and Cash Out Programs Available
  • Choose from Flexible Loan Terms: 10, 15, 20, and 23 Years
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View our Recent Blogs

Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home

While spring and summer are traditionally popular for real estate transactions, the fall and holiday months offer unique advantages that can make buying a home during this period particularly beneficial.

Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own

While living with parents can be a practical solution in certain circumstances, exploring homeownership can offer long-term financial benefits and personal growth.

Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase

While economic indicators like inflation and Federal Reserve policies are important, the current increase in housing inventory and slower price growth present a promising opportunity for homebuyers.

Mobile Home Loans in California

Welcome to Smart Money Mortgage, your premier mortgage company in California! We understand that finding the right loan solution can be overwhelming, but our team of experts is here to guide you every step of the way. Whether you're a first-time homebuyer or looking to refinance, we have a wide range of loan options to suit your needs.

At Smart Money Mortgage, we strive to provide exceptional service and expertise to our valued clients. We specialize in various loan types, including FHA loans, VA loans, USDA loans, jumbo loans, conventional loans, commercial loans, and Non-QM loans. Whatever your unique circumstances may be, we have the perfect loan solution for you.

Located in the vibrant cities of Irvine, Huntington Beach, and Santa Ana, we are proud to serve the residents of these communities as well as San Diego County, Orange County, Riverside County, San Bernardino County, Los Angeles County, Imperial County, and All of California. Our team is deeply rooted in these cities and the state, and our extensive knowledge of the local real estate market allows us to offer personalized advice tailored to your specific needs. Whether you're looking for a cozy home near the scenic Huntington Beach, a suburban paradise in Irvine, or the bustling city life of Santa Ana, we have the expertise to make your dreams a reality.

At Smart Money Mortgage, we believe in going above and beyond for our clients. In addition to our wide range of loan solutions, we also offer other services to ensure a smooth and hassle-free buying experience. Our dedicated team will assist you with pre-approval, assessing your financial standing, and providing expert advice to help you make an informed decision. We understand that every individuals situation is unique, which is why we take the time to truly understand your needs and tailor our services accordingly.

When it comes to finding the perfect loan solution in California, trust Smart Money Mortgage to be your guiding light. Contact us today to schedule a consultation, and let us help you take the next steps toward homeownership. We are here for you every step of the way, because at Smart Money Mortgage, your dreams are our priority.

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7545 Irvine Center Dr., STE 200
Irvine, CA 92618
Phone: (866) 900-6868
sales@smartmoneymortgage.com

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