Recent Articles

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Mortgage Rates at 10-Month Lows! Big Opportunity!

Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.

Published on 08/14/2025

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Rates Just Hit a 10-Month Low!

Mortgage rates just hit their lowest levels since October 2024 following a big shift in the bond market. Here’s why it matters for homebuyers and homeowners.

Published on 08/05/2025

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Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages

Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.

Published on 07/30/2025

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Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?

A new proposal suggests removing capital gains taxes on primary home sales to boost the housing market. Here’s what it could mean for homeowners and buyers.

Published on 07/23/2025

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Game-Changer: Credit Scores Just Got Rewritten

A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.

Published on 07/16/2025

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Should You Buy a Home Before Your Divorce is Final? Here’s What to Know

Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.

Published on 07/08/2025

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Why Homeownership Is Still Worth It—Even Beyond the Finances

From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.

Published on 06/25/2025

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Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know

Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.

Published on 06/20/2025

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What Are California Mobile Home Loans and How Do They Work?

Find out how California mobile home loans work, who qualifies, and steps to secure affordable financing for manufactured homes

Published on 06/14/2025

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The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers

The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.

Published on 06/13/2025

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Why Now Might Be the Best Time in Years to Buy a Home (Seriously)

The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.

Published on 06/04/2025

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20 Questions to Ask Before Financing a Manufactured Home in a Park

Discover the 20 essential questions to ask before financing a manufactured home in a park. Get expert insights to make informed decisions and avoid costly surprises.

Published on 05/31/2025

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The Secret Every Successful Home Seller Knows (But Most Miss)

Discover the simple but powerful secret that helps homeowners sell faster and for top dollar in today's real estate market. Hint: It’s not just about price.

Published on 05/28/2025

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Can You Qualify for a Mobile Home Loan in California with a Lower Credit Score?

Explore mobile home loan options in California, even with lower credit scores. Learn how to qualify and finance your dream home today.

Published on 05/24/2025

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April 2025 Housing Market Update: A Shift That Favors Buyers

Home prices are cooling, inventory is rising, and buyers are gaining leverage. See what the April 2025 housing market update means for you.

Published on 05/23/2025

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10 Steps to an Efficient Application for Mobile Home Loans in California

Discover 10 essential steps to streamline your mobile home loan application in California. Learn how to prepare, get pre-approved, and choose the right lender.

Published on 05/17/2025

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Why a Home Inspection Is a Must for Homebuyers

Learn why a home inspection is essential for buyers—even in a competitive market. Discover how it protects your investment and helps avoid costly surprises.

Published on 05/14/2025

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Financing a Manufactured Home in California: A Friendly Guide

Learn how to finance a manufactured or mobile home in California with this friendly guide covering loan options, eligibility, and expert tips.

Published on 05/09/2025

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Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It

Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectations—and why lenders adjust pricing ahead of market changes.

Published on 05/07/2025

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Guía Completa para Financiar una Casa Móvil en Los Ángeles

Descubre las opciones de financiamiento para casas móviles en Los Ángeles y aprende cómo conseguir el préstamo ideal con Smart Money Mortgage.

Published on 05/02/2025